Life @ One Quarters

Here it goes , I find almost the entire gmail list online at 12 in the night . Why would it not be . Most of my classmates are abroad . Almost 80 percent of my friends are in US the rest in some corners of the world and the ones like me still here . The craze for getting there just hasn't subsided . My friends in office are crazy for the onsite opportunity and waiting to send snaps to their loved ones once they land there . My inbox gets flooded with mails from my college friends regarding their get together in Down Town Manhattan or New York City . I quitely glance through their locations on orkut and come back to my senses . I at times feel that I am not as others for I had enough onsite opportunities but I didnt take them, even dropped my MS plans after receiving admits . Something crazy is going on with me for sure . Standing and having covered a quarter , I find that am yet to cover many miles . The very thought of being abroad and living a luxurious life seems quite fanciful but they too come with a premonition . So for now my dream is still on the horizon and I hope to realise it and make it big in the days to come . Earning is no big deal but dreaming and making dreams possible is . Even though the grass is greener on the other side I prefer cultivating my own crops and reaping the rewards later .After all Its my Life !!

Beating Inflation

The belief has been belied . There is no more decoupling left in our economy or should I say that our economy never actually decoupled . Adding on to that our inflation worries is gripping the pockets of every Indian. How do we deal with such a scenario where our gdp growth is slowing down , liquidity in the system is in excess , markets are performing horribly and inflation has almost deflated our wallets ?

Firstly , our markets are yet to decouple or shall I say that we are not that our markets are not economically independent . The sub-prime has almost left the FIIs moribund . The FII investments in our market has decreased drastically over the last quarter. To add to this domestic HNIs and Retail investors are cutting down their losses . Our markets are totally directionless. We are infact one of the worst performing markets today . Why is it so ? There was already a bubble building up in our markets and now we can say that the stocks are really coming down to their proper valuation .Lesson : We need to be a smart investor rather than a speculative investors .

Is the government policy in easing supply side constraints justified ? Maybe in long term but it might but not in the short term. The problem actually stemmed from America converting one third of their maize produce to ethanol , Ukraine stopping wheat exports and almost no wheat coming out of Australia . Thus the local hoarding at national level s has led to surging inflation in almost all teh developing countries . The first step to curbing inflation would be to stop national hoardings .

Secondly , if RBI tries to suck out excess liquidity the repo rates would go up which inturn would affect PLRs ..something which our FM doesn't want . With such a starking scenario , we have to come up with a sensible mix of monetary policies , governmental policies and increased investment in agriculture and related areas . Our markets need not worry as our fundamentals are still looking good and we have nothing to worry as long as we grow at 7.5% + steadily .

So lets all look forward to a bright resurgent India.......