Life @ One Quarters

Here it goes , I find almost the entire gmail list online at 12 in the night . Why would it not be . Most of my classmates are abroad . Almost 80 percent of my friends are in US the rest in some corners of the world and the ones like me still here . The craze for getting there just hasn't subsided . My friends in office are crazy for the onsite opportunity and waiting to send snaps to their loved ones once they land there . My inbox gets flooded with mails from my college friends regarding their get together in Down Town Manhattan or New York City . I quitely glance through their locations on orkut and come back to my senses . I at times feel that I am not as others for I had enough onsite opportunities but I didnt take them, even dropped my MS plans after receiving admits . Something crazy is going on with me for sure . Standing and having covered a quarter , I find that am yet to cover many miles . The very thought of being abroad and living a luxurious life seems quite fanciful but they too come with a premonition . So for now my dream is still on the horizon and I hope to realise it and make it big in the days to come . Earning is no big deal but dreaming and making dreams possible is . Even though the grass is greener on the other side I prefer cultivating my own crops and reaping the rewards later .After all Its my Life !!

The Sunday Morning @ Matunga

The unusual cool Sunday Morning . Thats what I refer to Sunday Mornings as . Unusual because it is the only morning I feel fresh enough . Quite unlike the other mornings when I have to kick myself to get off my bed for office , Sunday provides that extra zinx to wake up early . My Sunday is usually spent visiting the temple at Matunga and having my breakfast at Manis ..

Well to be honest enough having that divine darshan of Lord Guruvayoorapan and others does make my day . Just being there at the temple and spending some time in that atmosphere makes me remind of Guruvayoor in Kerala . A place I make sure I visit whenever I visit Kerala .Listening to the sound of nadaswaram makes for an eternal bliss that keeps ringing throught the day .

The amazing breakfast at Mani's is the second important thing .The typical keralite breakfast is a welcome break from the flakes and sandwiches I have on the other days . How can I not mention about the flowery sidewalks of matunga where you get to see flowers of all kinds most of them being made into a garland for someone's wedding . With a slight chill in the early morning air and the mild warmth of the sunrays , I take the darshan and have my sumptuous breakfast thereafter. It makes my Sunday.

Beating Inflation

The belief has been belied . There is no more decoupling left in our economy or should I say that our economy never actually decoupled . Adding on to that our inflation worries is gripping the pockets of every Indian. How do we deal with such a scenario where our gdp growth is slowing down , liquidity in the system is in excess , markets are performing horribly and inflation has almost deflated our wallets ?

Firstly , our markets are yet to decouple or shall I say that we are not that our markets are not economically independent . The sub-prime has almost left the FIIs moribund . The FII investments in our market has decreased drastically over the last quarter. To add to this domestic HNIs and Retail investors are cutting down their losses . Our markets are totally directionless. We are infact one of the worst performing markets today . Why is it so ? There was already a bubble building up in our markets and now we can say that the stocks are really coming down to their proper valuation .Lesson : We need to be a smart investor rather than a speculative investors .

Is the government policy in easing supply side constraints justified ? Maybe in long term but it might but not in the short term. The problem actually stemmed from America converting one third of their maize produce to ethanol , Ukraine stopping wheat exports and almost no wheat coming out of Australia . Thus the local hoarding at national level s has led to surging inflation in almost all teh developing countries . The first step to curbing inflation would be to stop national hoardings .

Secondly , if RBI tries to suck out excess liquidity the repo rates would go up which inturn would affect PLRs ..something which our FM doesn't want . With such a starking scenario , we have to come up with a sensible mix of monetary policies , governmental policies and increased investment in agriculture and related areas . Our markets need not worry as our fundamentals are still looking good and we have nothing to worry as long as we grow at 7.5% + steadily .

So lets all look forward to a bright resurgent India.......